Remarkable Advantages of SMSF Property Investments

SMSFs or Self managed super funds are becoming quite prevalent in Australia as the trend of SMSF Property Investment is making it possible for different individuals to use their retirement savings to invest in the residential property in the most lucrative and authentic manner. Basically SMSF quite efficiently contributes in a deposit and then borrows the remaining required funds for purchasing an SMSF property. Some noticeable benefits of SMSF in the property investments are mentioned below:

Negative Gearing for Reducing Tax: In different cases property investment can be negatively geared that means after allowing for interest on the borrowings, it is possible that the holding costs and depreciation of the property make a tax loss but such tax losses can be off-set against other taxable income of the SMSF like member contributions or interests on cash assets, etc., that effectively reduces the payable tax by the SMSF.

Greater investment Choice: SMSF offers most advantageous and versatile investment options but without borrowing, most SMSFs are not large enough to afford property, while by borrowing, the SMSFs can afford to include property in their assets. This offers SMSF more choices of asset diversifications.

Direct Control & Member Preference: Mostly people choose to have an SMSF as with the help of SMSFs they get more direct control over their superannuation investment strategy and the asset choices. 

All information is provided as GENERAL INFORMATION and may not be suitable to you because it may contain general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax advice prior to acting on this information. Opinions constitute our judgment at the time of issue and are subject to change. Future Assist Financial Services Group Pty Ltd does not give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document. Future Assist Financial Services Group Pty Ltd (ABN 24 151 337 843, AFSL No. 413674)

SMSF Investment Strategy – Enable You Enjoy High Return on Investment

Today people prefer to go for experiment with a wide range of investment options to relish high return of investment. Different forms of investment include shares, direct property, bonds, assets and insurance schemes. Usually, when you invest in shares, cash funds or industry operated super funds, fund manager play key role in operating the funds across various sectors depending on the performance of the economic market. 

SMSF investment strategy give you benefit of controlling and managing your own finances invested in the fund without depending on others. One most alluring benefit you enjoy is saving on the fund management fees and charges that can be extremely high. Having little knowledge about investment options and understanding how funds operate then it’s a wise decision to invest in an SMSF fund.

 

Usually the SMSF fund needs four-member trust that play key role in making decision upon the investment strategies that help the fund. For experiencing maximum returns, you need to identify the most profitable and consistent investment strategy. 

Usually making use of SMSF strategies are highly portable and transferable. You have flexibility to contribute towards the fund even if you change the job and it can be easily transferred from one generation to another. For enjoying higher returns on investment over a long period of time, always hire a licensed specialist who operates within the law and is an expert in SMSF strategies. Future Assist has a team of experts who can counsel and guide you on the benefit and loss of investing in SMSF funds.

All information is provided as GENERAL INFORMATION and may not be suitable to you because it may contain general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax advice prior to acting on this information. Opinions constitute our judgment at the time of issue and are subject to change. Future Assist Financial Services Group Pty Ltd does not give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document. Future Assist Financial Services Group Pty Ltd (ABN 24 151 337 843, AFSL No. 413674)